Medicare
Medicare guidance for those turning 65 — and beyond.
Advantage, Supplement, and Part D explained in plain English — with the long-term review that keeps your coverage right every year.
Medicare basics
Original Medicare — Parts A and B — is the federal program. By itself it covers a lot, but not everything: there's no out-of-pocket maximum, no prescription drug coverage, and no dental, vision, or hearing.
That's where Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D prescription drug plans come in. Picking the right combination is a big decision — that's why we walk you through it step-by-step, in the language you're most comfortable in.
The three main paths
Enrollment windows that matter
3 months before, the birthday month, and 3 months after.
Switch Advantage plans, change Part D, or move to/from Original Medicare.
Switch Advantage plans or drop back to Original Medicare.
What we'll do for you
- Walk you through Original Medicare, Advantage, Supplement, and Part D
- Verify your doctors, specialists, and hospitals are in-network
- Check every medication against each plan's formulary
- Review your plan every Annual Enrollment — and switch you if needed
- Help with claims questions, ID cards, and authorization issues year-round
Medicare questions, answered
Who we help with Medicare
Wherever you are with Medicare, we meet you there — patiently and in the language you prefer.
Important Medicare dates
A few enrollment windows shape when you can sign up or make a change. Here are the main ones.
How we help
Plain-language guidance, at your pace, with no pressure to decide.